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Archive for April, 2009

Yeah! Another one closed.

April 27th, 2009 at 11:39 am

I am so very excited - I've updated my side bar to indicate another credit card has been closed. When I called just now, he asked why I wanted to close it.

I told him that I had too many cards, plus hated the annual fee (which is charged monthly). He laughed and said he would close it. I didn't think it was funny, but oh well. I am just glad it's gone!!

Something Positive

April 23rd, 2009 at 10:54 pm

Logged in to view DHs paycheck tonight (he gets paid tomorrow).

He got a raise... comes to $60 extra per paycheck. That's NICE! Also, he got a little over $1000 added to his 401K for Profit Sharing...

This makes me happy!!

P.S. One more hour until I kill another credit card!!

I hate waiting...

April 21st, 2009 at 10:20 am

I may need to do something serious about this. Right now, our Snowball $$ is in my husband's second paycheck. That day takes FOREVER to arrive. There's only so much account checking, envelope stamping, and snowball salivating I can do. I am so excited to be able to pay off ANOTHER credit card this month!! Well, not just THIS month, but THIS Friday! We are getting there... and that's so very exciting.

My daughter turned 10 this past weekend, my mom had a lovely ladies luncheon for her, and we are taking her horseback riding on Saturday. Should be fun!

I started my new job, but still retain about 50% of the responsibilities from my old job. Frown Just until September - but I tell you... they don't pay me enough! ha!

I start my Masters on April 30. And to be honest with you... I am looking forward to my company's tuition reimbursement program. $5200. Since my classes are only 6 weeks long, I can request a lump sum... I love lump sum money! Big Grin

We are scheduled for a few snowflakes this year... so I am looking forwarding to paying off most of our debt by December. In January we will focus on the Van (and get it paid off 3+ years early) and then Student Loans.

I am praying we will be in a house by the end of next year! We've worked so hard!

In doing the new budget - I've rounded up a lot. I will be getting a reimbursement of $250 a month for childcare (I only pay $460). I will be budgeting the higher amount of course, and then use the $250 each month as a snowflake and pay off the next debt.

I am now working from home, so I have had to add a second phone line - this will also be reimbursed. So... by working from home, I am saving money on some internet (we can expense $150 a month for Blackberry, internet and phone line). I will also be saving money on not eating out or buying extra snacks for my work. It's quite nice working from home! Big Grin

In regards to our credit monitoring... at FICO. It keeps saying there are no alerts and no changes... Not sure how that's possible. We've closed 5 credit cards... shouldn't those trigger something? Hmmm. Off to investigate that!

Have a great day! It's going to be a HOT one here!