I may tweak these over the next few days; I figured that's allowed.

1) Add $1200 to the EmerFund by December 2010

2) Pay off last of medical collections by April

3) Offer settlement of 50% to SST

4) Add $1500 to HouseFund each month starting in April

5) Restart 401Ks in November (for both of us)

6) Log ALL spending

7) No using Credit Cards - at all!

8) Purchase first home by November 30

9) Do NOT apply for new credit / No new debt

10) Stick to zero based budget


I feel I need to make some of these goals more SMART... as I mentioned, I may make some deadlines... but just getting them down in writing (er, typing?) makes them real enough for me to get to work on them.

Of course, there's the always "eat more healthfully," "exercise more," and "spend a ton of quality time with my family"... those go without saying!

Happy New Year!

2010.

Working on a new budget/spending log.

Have to rebuild my sidebar.

Have to stay motivated.

Lots to do in the next 11 monhts!!

Happy Holidays!!