I've been playing with our Credit Reports for the last 3-4 days. For one, we are trying to remove that house/mortgage in WI that I mentioned in an earlier post, from my DH's file.

They removed the loan.
They then added the guys name to my DH's file.
They then removed the address, but put it back on.

I have faxed them at least 4 times...all the info they requested... today I finally sent paper copies and sent them via Certified Mail. Hopefully that will work.

I wonder how his score will change once the mortgage no longer reports...

I've also done clean-up on the reports, such as removing variations of our names and SSNs that are not ours... My goal is to get our score up by June so MAYBE we can start looking at new home builders...

keeping my fingers crossed...