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It's been a while...

September 5th, 2010 at 12:16 am

I think my last post said we started the pre-qual process for getting a mortgage. Our first ever.

Well, that didn't work out.

At the time anyway.

We got our renewal notice on the apartment in July, and that rate was going up $300 a month.

So we started looking at houses to rent again - anywhere from $1400-$2500 a month. Crazy.

So, I decided to apply for a home loan.
The ride was similar to that of a roller coaster - lots of letters of explanation, some rapid rescores from where stuff needed to be updated on the credit reports (had to get my scores up a bit, so close but not quite there - the rescore worked!)... a lot of stressing... even more stressing. We had a our downpayment, which was a blessing. So nothing to worry about there.

We closed on our house Friday morning.
It's surreal.

We bought a spec home - brand spankin' new! It was pretty much done, but we got to pic out the appliances and do the landscaping (HOA will reimburse).

It's been sweat and tears... but we did it!

We get the keys on Thursday... and we still have a month to go before our lease is up - so we have the paint and supplies ready! We cannot wait to go in and make that 3700sq house, our home!!

Looking back on this blog,it seems like we've been working toward this for forever... It's all we have ever wanted.

6 Responses to “It's been a while...”

  1. NJDebbie Says:

    Wow, congrats on your new home!

  2. creditcardfree Says:

    Congratulations!! I hope you find great joy in owning your own home. Smile

  3. HouseHopeful Says:

    Congrats on being a new homeowner!

  4. Ima saver Says:

    That is great!! Congratulations!!

  5. Jerry Says:

    That is so awesome! You guys have done all of the hard work and are a perfect of example of how it leads to success over time. In some way, I guess the (ridiculous) $300/month increase in rent was a blessing in disguise, because it provided some insurance that you would start looking at the home-buying process again. Congrats!

  6. Looking Forward (aka SweetMama) Says:

    I've been checking your blog every now and then for updates. I am so happy for you and your family! Big Grin
    Sounds like the new house is awesome. Post a pic when you can, I am sure we'd all like to see it.
    Congrats again.

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