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January - Spending Log

February 9th, 2009 at 01:42 pm

Not pretty, but it is what it is.



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Posted in | 8 Comments »

8 Responses to “January - Spending Log”

  1. mom-sense Says:
    February 9th, 2009 at 01:56 pm 1234187763
    1234187763

    Just wondering what your umbrella of "misc" covered?

  2. JJ76 Says:
    February 9th, 2009 at 02:40 pm 1234190445
    1234190445

    I know, huh?

    MISC Spending Log
    1-Jan $3 Lotto
    31-Jan $2,000 Truck (New Engine)
    31-Jan $545 Eating Out

    Everything got paid last month, we just didn't throw any towards the snowball, and that sucks.

  3. Nika Says:
    February 9th, 2009 at 04:25 pm 1234196754
    1234196754

    Wow, your daycare is cheap! Is 2K a month in this area.
    Car insurance is also amazingly cheap.
    But bank fees?

    I keep a spending log and like to look at other people's, so thanks for posting.

    I try to eliminate "miscellaneous" category because it does not help at all to see where the money went. So I also keep a daily log of raw data so that I can always re-work the categories.

    I have added many: car maintenance, gifts, parking tickets/fines, tolls, dry cleaning, grooming, sport, eating out(if you have not done it the entire month you have amazing willpower!)

  4. Jaime Says:
    February 9th, 2009 at 05:23 pm 1234200226
    1234200226

    Nika,
    My sister-in-law watches my 2 year old only 3 days a week. My husband has Thur, Fri, and Saturday's off. We are lucky! My other two children are 10 and 13, so no daycare for them. =)

    Bank Fees... I know. It's the convienence of having the bank cover my mistakes until payday. They all get paid... but GULP, I looked at all of them from since Jan 2008... Over $1800. Never again. Man, my bank must love me.

  5. Jaime Says:
    February 9th, 2009 at 05:25 pm 1234200352
    1234200352

    Oh, and our car ins. is for two full coverage vehicles. We finally have gotten to a point where the price is right! Smile

  6. Nika Says:
    February 9th, 2009 at 05:41 pm 1234201290
    1234201290

    You are so lucky to pay so little for car insurance. When my DH just got his license at 25 (NYC, so we did not need a car until he got a job in NJ) his MONTHLY!! payment with clean record and great credit score was $389 for a paid-for 8 year old sedan.

    Now that he got a rolling stop ticket, his price has gone up, but we dropped full coverage and bare bones "liability only" is $240 a month on a paid-for now 10 year old sedan.

    That is more than some people's car payments. In some parts of the country your insurance would be less than this if you had a DUI! I hate this.

    I think your miscelaneous categories are not miscelaneous. They are "eating out" "car repairs/maintenance" and lotto tickets are "entertainment".

  7. whitestripe Says:
    February 9th, 2009 at 09:38 pm 1234215502
    1234215502

    good work on keeping track of things, but i agree with nika, you should have an eating out category and a car repairs category. those things are NOT miscellaneous!

  8. Amber Says:
    February 10th, 2009 at 04:10 am 1234239018
    1234239018

    I second that, I would create an account for dining out as well auto expenses

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