DH and I had a long talk last night (and this morning). We looked at a debt management program (CCCS-ish) again, and it just doesn't look like it will be worth it. We have the income, however, it was the crazy catch-up we have to do, that was scaring me. So, we came up with a budget we both agreed on - it's starts Dec 1. We will use his next two pay checks to ensure we are current on everything. And then.... we will put everything we have towards our very first baby step. Once we have that, I will implement my special savings plan (for all the fun on the left). For now, our EF is most important.
So, I had an interview with Bank of America today... It was my second, and if I did well enough, I will have another round. I need this job. It's been leaked that we won't be needed come February, so there goes my safe feeling (we were originally told 9/09).
I feel like I have to put some more away, just in case. Obviously.
First Things First. Finally I Get It.
November 20th, 2008 at 11:43 pm
November 21st, 2008 at 02:26 pm 1227277569
I agree with you, get current and stay current, then throw everything in your EF. If you get a job and the storm passing, throw that extra at the debt.
Sounds like a good plan to me.
November 21st, 2008 at 03:24 pm 1227281091