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dumb dumb dumb

March 17th, 2009 at 11:46 pm

I made a stupid mistake. I paid a bill online using bill pay... we have two accounts, but only one is set up for bill pay. The money was in the other account - I forgot to transfer it over.

My bank paid the item. The same night, 5 Redbox (DVD rentals) cleared for $1.08 each. There was money in that account for those... but of course, they pay the largest item first... You know... they are doing me a favor! :/ I was just charged $35 for each of those $1.08s. I feel sick to my stomach. Sick Sick Sick.

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I am waiting for my tax refund... The IRS page isn't even locating it. It was filed on the 6th... I know it can take up to three weeks - but I would really like it NOW! lol...

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Darn, I still feel dumb. This just goes to show we need to make payday A LOT more simple around here. I need LESS bills!

Posted in Uncategorized | 4 Comments »

4 Responses to “dumb dumb dumb”

  1. creditcardfree Says:
    March 18th, 2009 at 12:21 am 1237335669
    1237335669

    So sorry to hear that. Are you in good standing with the bank? Did you correct the transfer? I would see if the bank could waive those charges. Do they offer a line of credit you could pull from to avoid things like this?

    Good luck.

  2. Thrifty Ray Says:
    March 18th, 2009 at 12:33 am 1237336436
    1237336436

    Please call your bank. IF they arent willing to waive the fees, it is time to find a new bank. You made an honest error and they should understand that. Please call and ask.

  3. whitestripe Says:
    March 18th, 2009 at 12:57 am 1237337878
    1237337878

    you could even agree to just one fee, if they don't want to reverse all of them. gosh it made me feel sick just reading your post, you poor thing! that SUCKS. *hugs*

  4. cassandra Says:
    March 18th, 2009 at 01:44 am 1237340683
    1237340683

    Ugh. That really sucks. Definitely call your bank and talk to them. Like whitestripe said, if they won't erase all of the fees, ask if you can pay one and have the other 4 reversed.

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